Treasury Manager

Job Overview

About Gusto At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff - payroll, health insurance, 401(k)s, and HR - so owners can focus on their craft and their customers.

With teams in Denver, San Francisco, and New York, we support more than 500,000 small businesses nationwide and are building a workplace that reflects the people we serve.

Job Description

All full-time employees receive competitive base pay, benefits, and equity (RSUs) - because everyone who helps build Gusto should share in its success. Offer amounts are determined by role, level, and location. Learn more about our Total Rewards philosophy .

AI is a fundamental part of how work gets done at Gusto. We expect all team members to actively engage with AI tools relevant to their role and grow their fluency as the technology evolves.

You’ll need to be proactive, intellectually curious and a self starter who is excited to build a first class Treasury department. Critical thinking and the ability to roll up your sleeves will help determine your success.

Key Responsibilities

• With teams in Denver, San Francisco, and New York, we support more than 500,000 small businesses nationwide and are building a workplace that reflects the people we serve.
• All full-time employees receive competitive base pay, benefits, and equity (RSUs) - because everyone who helps build Gusto should share in its success.
• About the Treasury Team: The Treasury Team at Gusto is responsible for cash/liquidity management and banking initiatives that support business partner imperatives towards operational effectiveness and performance towards Gusto’s payment operations, accounting and risk/credit infrastructures.
• About the Role: As a Senior Treasury professional you will help lead the Treasury team in managing financial resources and the day-to-day functions to meet cash and financial obligations of the company.
• You will liaise with internal teams including Payments, Risk, Product, and Accounting as well as external banking partners, solution providers and portfolio managers.
• You’ll need to be proactive, intellectually curious and a self starter who is excited to build a first class Treasury department.
• Some of the efforts you’ll have an opportunity to participate in or lead include: Provide treasury industry knowledge, experience, and best practices to help the team stay ahead of the curve on the latest service offerings, services offered from our partner banks Build out of enhanced liquidity forecasting tool to understand cash usage and future needs Model liquidity usage and related returns to determine how best to optimize liquidity.
• Ability to interpret and challenge black swan liquidity modeling results Developing internal cost of funds programs associated with cash/liquidity usage Explore/evaluate new product offerings from internal and external service providers from a Treasury perspective Consulting with internal business lines on existing/new products with a focus on liquidity and funding needs Engage with external credit providers to understand borrowing structures to meet internal business needs Partner with fixed income portfolio managers to understand and explore opportunities to optimize returns Experience with money movement/payment types including ACH, wire, real time payments and stable coins.

Required Skills and Qualifications

• AI experience requirements vary by role and will be assessed during the interview process.
• Some of the efforts you’ll have an opportunity to participate in or lead include: Provide treasury industry knowledge, experience, and best practices to help the team stay ahead of the curve on the latest service offerings, services offered from our partner banks Build out of enhanced liquidity forecasting tool to understand cash usage and future needs Model liquidity usage and related returns to determine how best to optimize liquidity.
• Ability to interpret and challenge black swan liquidity modeling results Developing internal cost of funds programs associated with cash/liquidity usage Explore/evaluate new product offerings from internal and external service providers from a Treasury perspective Consulting with internal business lines on existing/new products with a focus on liquidity and funding needs Engage with external credit providers to understand borrowing structures to meet internal business needs Partner with fixed income portfolio managers to understand and explore opportunities to optimize returns Experience with money movement/payment types including ACH, wire, real time payments and stable coins.
• Solutioning stable coin movements and the ability to identify and manage related risks Engage with banking partners and internal stakeholders to Initiate banking transaction process improvements Understand bank analysis fees Bank account governance and related controls Regular/quarterly banking partner reviews Bank account establishment/ alignment, fraud mitigation, cash forecasting, payment contingencies Continued focus on operational risk and process improvements specifically associated with banking structure and money movements Collaborate with cross-functional partners in Payments, Accounting, Risk/Credit and Engineering to facilitate the implementation of new products/services Lead and facilitate treasury projects as assigned Lead cross functional projects to resolution, solving both strategic and tactical challenges that arise Here’s what we're looking for: Experience - You’ll have 12+ years of relevant experience, working in a shared service Treasury environment with cross functional teams preferably in the banking or financial services.
• Experience with Payment Operations, Risk/Credit and banking partner activities.
• In-depth knowledge of money movement/payment types including ACH, wires, real time payments and stable coins and related bank/third party activities.
• Specific stable coin settlement knowledge and understanding of associated risks.
• Experience with credit facilities and lending solutions.

Benefits and Perks

• We handle the hard stuff - payroll, health insurance, 401(k)s, and HR - so owners can focus on their craft and their customers.
• All full-time employees receive competitive base pay, benefits, and equity (RSUs) - because everyone who helps build Gusto should share in its success.
• We offer competitive compensation packages with a strong emphasis on equity based compensation (ownership in Gusto).
• To learn more about Gusto’s compensation philosophy and benefits offerings please view our Total Rewards Approach page.

Work Location and Schedule

This role is listed as Remote USA with location information shown as Remote USA. The employment type is Full Time.

About the Company

Gusto, Inc. is the organization connected with this listing. USA Jobs Today displays this opportunity for job discovery only, so applicants should verify company details, application instructions, and eligibility on the official employer website.