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Verified USARemote USAFull Time

Senior Software Engineer for AI-Powered Banking Platform

Toptal Remote USA Remote USA Full Time Posted Aug 12, 2026

Job Overview

We are seeking a Senior Software Engineer to build and scale production-grade AI-powered financial products. This is a hands-on engineering role focused on backend platform development, AI integration, and distributed systems.

The ideal candidate has strong experience with TypeScript, Python, cloud-native architectures, and applying LLMs in real-world production environments.

Job Description

General Information Our client is a fast-growing, Series A-backed AI company delivering agentic AI solutions to banks and credit unions. Their platform is already serving over 100 financial institutions and more than 10 million end users.

Tasks and Deliverables Design, develop, and maintain scalable backend services powering AI-driven financial products. Own technical decisions across system architecture, APIs, data models, performance, security, and reliability.

Build backend applications using TypeScript and Python, while contributing to frontend functionality with JavaScript when needed. Integrate LLMs and agentic AI capabilities into production software.

Design and implement distributed, cloud-native systems with strong observability and operational excellence. Define engineering best practices around code quality, testing, deployment, and incident response.

Collaborate closely with product, design, data, and engineering leadership to deliver customer-facing features. Utilize modern AI development tools to improve engineering productivity and software quality.

Required Experience 5+ years of professional software engineering experience building production-grade applications. Strong proficiency in TypeScript and/or Python. Experience designing scalable backend systems, APIs, and distributed architectures.

Key Responsibilities

  • We are seeking a Senior Software Engineer to build and scale production-grade AI-powered financial products.
  • General Information Our client is a fast-growing, Series A-backed AI company delivering agentic AI solutions to banks and credit unions.
  • The Senior Software Engineer will work closely with the VP of Engineering, CTO, and CEO to design, build, and operate scalable backend services and AI-powered applications.
  • This role combines platform engineering with practical AI implementation, requiring an engineer who enjoys building production systems rather than conducting AI research.
  • Tasks and Deliverables Design, develop, and maintain scalable backend services powering AI-driven financial products.
  • Build backend applications using TypeScript and Python, while contributing to frontend functionality with JavaScript when needed.
  • Collaborate closely with product, design, data, and engineering leadership to deliver customer-facing features.
  • Required Experience 5+ years of professional software engineering experience building production-grade applications.

Required Skills and Qualifications

  • The ideal candidate has strong experience with TypeScript, Python, cloud-native architectures, and applying LLMs in real-world production environments.
  • Required Experience 5+ years of professional software engineering experience building production-grade applications.
  • Experience designing scalable backend systems, APIs, and distributed architectures.
  • Strong knowledge of cloud platforms such as AWS or GCP.
  • Hands-on experience integrating Large Language Models (LLMs) into production applications.
  • Experience with prompt engineering and applying AI to solve real business problems.
  • Experience working in fast-paced product environments with significant technical ownership.
  • Preferred Experience Conversational AI, Agentic AI, NLP, or dialogue systems.

USA Jobs Today role summary

Role Summary

Senior Software Engineer for AI-Powered Banking Platform at Toptal is a remote United States position and is listed as Full Time.

We are seeking a Senior Software Engineer to build and scale production-grade AI-powered financial products.

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Application Checklist

  • Review the stated qualifications, including: The ideal candidate has strong experience with TypeScript, Python, cloud-native architectures, and applying LLMs in real-world production environments. Required Experience 5+ years of professional software engineering experience building production-grade applications.
  • Confirm that the official application page still lists the role as open.
  • Verify the work location and any United States eligibility or work-authorization requirements.
  • Tailor your resume to the responsibilities and qualifications stated by Toptal.
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Work Location and Schedule

This role is listed as Remote USA with location information shown as Remote USA. The employment type is Full Time.

About the Company

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Application Notes

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